The Decision Infrastructure Layer for Cyber Insurance.
Cyberwrite's API delivers real-time cyber risk intelligence, financial impact modeling, and catastrophe analytics directly into your underwriting, quote-bind, and portfolio management workflows. One integration. Every decision.
Built for Machine-to-Machine Insurance Decisions.
Cyberwrite's API is not a reporting endpoint. It is a live decision engine designed to be the underwriting intelligence layer inside your systems. Every API call triggers real-time data collection, ML analysis, and Cyberwrite AI reasoning, returning structured, actionable decisions in real time.
Protocol
RESTful / JSON over HTTPS
Authentication
API Key + OAuth 2.0
Response Time
Real-time responses
Architecture
Stateless, horizontally scalable
Uptime SLA
99.9% guaranteed
Designed For
PAS, raters, broker portals, embedded platforms
Six API Endpoints. Every Stage of the Insurance Workflow.
Each endpoint is purpose-built for a specific stage of the cyber insurance lifecycle, from intake to bind to portfolio management.
Underwriting API
Risk scores, inherent vs residual risk analysis, financial impact modeling, breach probability prediction, and full exposure analysis. Deliver Cyberwrite AI-guided accept/refer/decline in under 3 seconds.
Quote and Bind API
Pre-bind evaluation, real-time scoring during submission intake, rater engine integration, and instant or assisted underwriting workflows. Bind-ready output for MGAs and embedded platforms.
Catastrophe Modeling API
Portfolio aggregation, event-based modeling across 50,000+ scenarios, OEP/AEP curve generation, and technology dependency concentration analysis for reinsurers and cat managers.
Data Ingestion API
Push portfolio data in bulk, normalize exposures across formats, and enrich submissions with Cyberwrite's proprietary intelligence. Designed for batch portfolio onboarding and continuous enrichment.
Monitoring API
Continuous posture tracking across your entire book. Real-time webhook notifications on material risk changes, score deterioration, and new dark web exposures for any monitored entity.
Cyberwrite AI Decision API
Natural language risk intelligence. Query the Cyberwrite AI decision engine for conversational underwriting guidance, narrative risk summaries, and board-ready catastrophe communications.
How the Industry Builds on Cyberwrite.
Five integration patterns across the cyber insurance value chain.
Automated Quote-Bind
Broker submits a domain name. The API returns a risk score, coverage recommendation, and pricing range in seconds. The rater generates a bindable quote without manual underwriter review.
Instant Risk Intelligence
Generate a quantified cyber risk profile for any client in 30 seconds, in local language and currency, before the first client meeting. No manual research. No generic benchmarks.
Underwriting Decision Support
Every new submission is automatically enriched inside the PAS. Underwriters see risk scores, financial exposure, and Cyberwrite AI guidance alongside the application before they open it.
Portfolio Cat Modeling
Push a ceded portfolio to the API. Receive company-level risk scores, technology dependency mapping, and full OEP/AEP curves for treaty pricing and accumulation management.
Invisible Infrastructure
A digital distribution platform adds cyber coverage as a product feature. End users see a seamless checkout experience. Cyberwrite operates invisibly as the risk engine underneath.
From Domain to Decision. In Real Time.
A five-stage pipeline triggered by a single API call.
Submit Domain
Pass a company domain, name, industry, and country via REST call.
Enrich 200+ Signals
Vivaldi orchestration scans 200+ real-time data sources simultaneously.
4SEEN ML Analysis
Patented ML models score inherent risk, predict breach probability, and model financial impact.
JSON Response
Structured JSON with risk scores, recommendations, and Cyberwrite AI decision output returned.
Consumed by Your Systems
PAS, rater, broker portal, or custom workflow ingests and acts on the decision.
Not Another Scoring API. A Decision Engine.
Most scoring APIs return a number. Cyberwrite returns a decision, complete with reasoning, conditions, and financial context.
| Dimension | Cyberwrite API | Generic Scoring APIs | Security Rating Vendors |
|---|---|---|---|
| Data Depth | Proprietary 15+ year breach + claims database, real-time scanning of 320M+ companies | Public threat feeds, vendor-aggregated data | External security posture only |
| Output Type | Insurance-grade decisions: risk tier, premium range, conditions, confidence score | Risk scores or grades | Security ratings (A-F) |
| Cat Modeling | Full OEP/AEP curves from event-based model with actual dependency mapping | Not available | Not available |
| Insurance Workflow Fit | Built for PAS, rater, broker portal, and bind workflows | Requires significant custom integration | Not designed for insurance workflows |
Four Ways to Integrate.
From direct API calls to white-label deployment, choose the integration pattern that fits your architecture.
Direct API
REST + JSON over HTTPS. API key or OAuth 2.0. Comprehensive documentation, SDKs, and sandbox environment included.
Broker Portal Embedding
Embeddable UI components that surface Cyberwrite intelligence inside your existing broker-facing portal without a full rebuild.
PAS Integration
Pre-built connectors for major policy administration systems. Submissions auto-enriched at intake with no workflow disruption.
White-Label
Full white-label deployment under your brand. Reports, outputs, and APIs delivered under your domain and identity.